🏠 Ontario’s Game-Changing $130,000 HST Rebate: What You Need to Know

The Ontario and Federal governments have just announced a historic $130k HST Rebate program, significantly lowering the barrier to homeownership. As of March 25, 2026, the policy has been expanded to support a wider range of buyers. Here is the breakdown for your next real estate move.

Table of Contents

1. The Core Benefit: “Near-Total HST Exemption”

Previously, HST rebates were capped at a much lower amount. Now, you can save up to $130,000 on the 13% HST (5% Federal + 8% Provincial) when purchasing a new home.

Homes up to $1M: Full 13% HST Rebate (up to $130,000).
Homes $1M – $150M: Rebate holds steady at the maximum $130,000.
Homes $1.5M – $1.85M: The rebate amount gradually tapers off.
Homes over $1.85M: Standard rebate of $24,000 applies.

2. Who is Eligible? (New Expanded Criteria)

The biggest update is that this isn’t just for first-time buyers anymore.

All Buyers: For a 1-year period, the rebate is available to all new home purchasers, regardless of previous ownership.
Flexible Use: Applies to both Primary Residences and Rental Properties (Investment units).
The Window: You must sign the Agreement of Purchase and Sale (APS) between April 1, 2026, and March 31, 2027.

3. Key Deadlines

Construction Start: Must begin by December 31, 2028.
Completion: Substantial completion must be reached by 2031.
First-Time Buyer Special: Those who qualify as first-time buyers may be eligible for retroactive application for contracts signed as early as March 20, 2025.

Huge News! Up to $130k HST Rebate for Ontario New Home Buyers! 😲🏠

Thinking about buying a new build or a pre-construction condo? The game just changed! The government has officially expanded the HST rebate, making it easier than ever to save big on your next purchase.

✅ What’s New? The massive HST exemption is no longer just for first-time buyers. For one year only, EVERYONE buying a new home can qualify!

✅ How much can you save? On a $1M home, you could save a staggering $130,000. That’s a massive reduction in your closing costs and overall purchase price!

✅ Are Investors included? Yes! This is the best part—Rental/Investment properties are also eligible for this expanded rebate.

📍 The Quick Summary: